2026-2027 Dental Benefits: Student Health Benefit Plan

Students & Scholars

Dental Plan Highlights

Network and claims administration services for the Student Dental Plans are provided by Delta Dental of Minnesota.

Dental PlanWho’s EligiblePlan Highlights
Preventive and Periodontal Dental PlanAll primary members (students) enrolled in the Student Health Benefit Plan
  • Included in the cost of the Student Health Benefit Plan
  • Preventive dental benefits, covered at 100% once every six (6) months, includes services such as teeth cleanings, x-rays, and comprehensive exams
  • Non-surgical periodontal coverage, covered at 80%, includes deep cleanings
Optional Student Dental Buy-Up PlanAll primary members (students) enrolled in the Student Health Benefit Plan
  • Additional cost of $870.00 per year. For students who are enrolled in both the fall and spring semesters, the premium will be billed in two installments of $435.00.
  • Restorative dental benefits, covered between 50-80%, includes services such as emergency treatment, fillings, and tooth removal
Pediatric Dental PlanAll primary members (students) up to the age of 19, as well as dependent children up to the age of 19
  • Included in the cost of the Student Health Benefit Plan for eligible enrollees
  • Preventive and periodontal dental benefits, covered at 100% once every six (6) months, includes services such as teeth cleanings, deep cleanings, x-rays, and comprehensive exams
  • Restorative dental benefits, covered between 50-80%, includes services such as emergency treatment, fillings, and tooth removal

Enrollment

Preventive and Periodontal Dental Benefits

Preventive and periodontal dental benefits are included in the Student Health Benefit Plan (SHBP) for primary members (students) and pediatric members (under age 19). Students are automatically enrolled in the Preventive and Periodontics Plan or Pediatric Plan. 

The Preventive and Periodontics Plan includes coverage for cleaning and x-rays, but not for restorative services such as fillings, tooth removal, and emergency treatment. Preventative services are covered at no out-of-pocket cost once every six (6) months.

Restorative Dental Benefits

For coverage for fillings, tooth removal, emergency treatment, you can enroll in the optional Dental Buy-Up Plan for an additional fee. The start date for restorative dental benefits for the Fall 2026 semester is September 1, 2026 and continues through August 31, 2027. 

To enroll, fill out the online enrollment form by September 24, 2026. Students who are eligible in the fall semester and then join the Dental Buy-Up Plan for the spring semester will be billed the full $870.00. Students who are newly eligible for the spring semester will be billed $435.00.

The Dental Buy-Up Plan is not available to International Scholars.

Brochures and Forms

The full summary of benefits for the Student Dental Plans can be found on the Delta Dental of Minnesota website for University of Minnesota students.

Contact

If you have questions on eligibility, enrollment, or billing, contact:

Office of Student Health Benefits
612-624-0627
[email protected]

If you have questions on benefits, coverage and services, in-network providers, or claims, contact:

Delta Dental of Minnesota
Customer Service
651-406-5916 or 800-553-9536 (toll-free)
Monday-Friday, 7 a.m.-7 p.m. CST