About Residents, Fellows, and Interns Plan
The University of Minnesota offers health benefits crafted specifically for residents, fellows, and interns. The University’s Office of Student Health Benefits coordinates the benefits and enrollment for health, dental, disability, and life insurance. The Office of Human Resources administers the flexible spending accounts and voluntary retirement options.
The University of Minnesota’s Residents, Fellows, and Interns Plan is a cost-effective, comprehensive health plan designed to meet your unique needs. With access to thousands of providers and hospitals in BlueCross BlueShield of Minnesota's worldwide network, the RFI plan provides you with year-round coverage in-network with a variety of medical facilities on and near the UMN campus. The RFI plan puts your needs first and travels with you when you need to access healthcare outside of Minnesota.
Key plan features:
- 100% coverage of essential benefits
- Access to the Blue Cross and Blue Shield of Minnesota worldwide network
- Access to both Preferred Provider Organization (PPO) and Premier providers through Delta Dental
- Year-round coverage
- Choice of one of two plans: Basic or Basic Plus
Note: Coverage for residents and fellows continuing residencies or fellowships will remain at the same level of benefits elected for the 2025-2026 plan year unless an enrollment/change form is submitted by June 15, 2026.
Learn more about RFI health benefit plans
All residents, fellows, and interns are required to enroll in one of the two medical plans for at least single coverage, or submit a health insurance waiver request form with documentation of other comparable health insurance to the Office of Student Health Benefits within 30 days of their start date.
2026-2027 Coverage Dates
- The 2026-2027 plan year runs from July 1, 2026 to June 30, 2027
- Open enrollment for medical and dental coverage runs May 1, 2026 to June 15, 2026
- Open enrollment for Flexible Spending Accounts (FSA) runs from November 1, 2026 to November 30, 2026
Graduate Medical Education Residents & Fellows
Information
- Health plan brochure (pdf)
- Dental plan handout (pdf)
- Flexible Spending Accounts handout (pdf)
- Travel assistance handout (pdf)
- Life insurance handout (pdf)
- Foster Klima disability insurance brochure (pdf)
- To find your representative, visit our page on disability benefits.
Forms
- Medical plan enrollment form (pdf)
- Health insurance waiver request form (pdf)
- Dental plan enrollment form (pdf)
- Life insurance enrollment form (pdf)
Please send completed forms to [email protected] or fax them to our office at 612-435-4230.
School of Dentistry Residents & Fellows
Information
- Health plan brochure (pdf)
- Dental plan handout (pdf)
- Flexible Spending Accounts handout (pdf)
- Travel assistance handout (pdf)
- Foster Klima disability insurance brochure (pdf)
- To find your representative, visit our page on disability benefits.
Forms
- Medical plan enrollment form (pdf)
- Health insurance waiver request form (pdf)
- Dental plan enrollment form (pdf)
Please send completed forms to [email protected] or fax them to our office at 612-435-4230.
College of Veterinary Medicine Residents & Interns
Information
- Health plan brochure (pdf)
- Dental plan handout (pdf)
- Flexible Spending Accounts handout (pdf)
- Travel assistance handout (pdf)
- Foster Klima disability insurance brochure (pdf)
- To find your representative, visit our page on disability benefits.
Forms
- Medical plan enrollment form (pdf)
- Health insurance waiver request form (pdf)
- Dental plan enrollment form (pdf)
Please send completed forms to [email protected] or fax them to our office at 612-435-4230.