Student Health Benefit Plan Overview
The Office of Student Health Benefits administers health, dental, and pharmacy benefits, and enrollment for all eligible University of Minnesota students, graduate assistants, residents, fellows, and interns.
The University of Minnesota’s Student Health Benefits Plan (SHBP) is a cost-effective, comprehensive health plan designed to meet the unique needs of University students.
With access to thousands of providers and hospitals in BlueCross BlueShield of Minnesota's worldwide network, the SHBP provides students with year-round coverage in-network with a variety of medical facilities on and near the UMN campus. The SHBP puts students' needs first and travels with you when you need to access healthcare outside of Minnesota.
Key features of the plan include:
- 100% coverage of preventative care
- $250 deductible
- 80% coverage of eligible expenses after meeting the deductible
- Access to the Blue Cross and Blue Shield of Minnesota worldwide network
- Preventive and periodontal dental benefits for the primary member (student) - additional coverage can be purchased through the Dental Buy-Up Plan
- Year-round coverage
Medical Benefits
University Requirement
The University of Minnesota requires students to have active health insurance while enrolled. Whether you are coming to campus with an active health insurance plan or need to enroll in one, the Student Health Benefit Plan may be the best plan for you during your time at the University.
Our team at the Office of Student Health Benefits is here to assist you. Contact us with questions about insurance coverage.