2022-2023 RFI Health Benefits

The University of Minnesota offers health benefits crafted especially for residents, fellows, and interns. Choose your program below to learn more about your 2022-2023 benefits.

You can find forms, brochures, and detailed information for the 2021-2022 plan year here.

Your medical coverage is provided by Blue Cross and Blue Shield of Minnesota. If you have questions regarding medical coverage or your policy information, contact Blue Cross at 651-662-5004 or visit www.bluecrossmn.com/umnrfi.

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Graduate Medical Education Residents & Fellows

Required enrollment for Graduate Medical Education residents and fellows in the following job codes: 9556, 9559, 9582, 9583, 9555, 9554, 9568, 9569 (see bottom of page for job code description).

Health Plan Highlights

Blue Cross and Blue Shield of Minnesota (Blue Cross) provides the health plan network and claims administration services for your health plan. 

You will have a choice of one of two plans: Basic or Basic Plus.

You are required to enroll in one of the two plans for at least single coverage, or provide documentation of other comparable health insurance to the Office of Student Health Benefits. If you have other health insurance, you must complete a waiver form (pdf) and provide a certificate of coverage from your health insurance provider. Approved waivers are valid for two years. 

The health plans do not have a pre-existing condition clause, meaning you and your eligible dependents will have coverage for any medical condition as soon as your coverage becomes effective.

For more information, visit the Blue Cross website or call 651-662-5004 or toll free at 1-800-262-0819, Monday through Friday, 7am – 8pm.

Note: Coverage for residents and fellows continuing residencies or fellowships will remain at the same level of benefits elected for the 2020-2021 plan year unless an enrollment/change form is submitted by June 15, 2021.

Health Plan Information
Enrollment, Change & Waive Forms
Health Plan Rates

Rates are effective July 1, 2022 through June 30, 2023. 

 Cost of Health Plan to Resident/Fellow per Pay Period

Basic Option

Basic Plus Option

Resident/Fellow Only

$20.96

$52.44

Resident/Fellow + Spouse

$143.13

$270.67

Resident/Fellow + Child

$109.49

$206.22

Resident/Fellow + Children (2 or more children)

$164.10     $310.70

Resident/Fellow + Family (spouse + 1 or more children)

$196.23     $381.87

 

The rates for health coverage for residents and fellows in job codes 9554, 9555, 9556, and 9559 are automatically deducted on a pre-tax basis.

The rates for health coverage for residents and fellows in job codes 9568, 9569, 9582, and 9583 are automatically deducted on a post-tax basis.

Blue Cross Online Portal

The online member portal offers one-stop convenience for all your health plan information, allowing you to:

  • View your member ID card or order a replacement
  • View claims and plan information
  • Search for a network doctor, clinic or hospital, by selecting the "Blue Cross AWARE" network
  • Find estimated costs for common medical procedures
  • Read and write patient reviews on medical providers
Member ID Mobile App

Access important health plan information wherever and whenever you want with the BlueCrossMN Mobile app. You’ll have convenient, on-the-go access to claim status, your member ID card, a search tool to find in-network care and more, including other health resources like Sharecare. Search for “BlueCrossMN Mobile” in your app store.

Graduate Medical Education Resident and Fellow Job Codes

9556 Medical Resident
9559 Medical Resident - Graduate Program
9582 NIH NRSA Medical Resident
9583 NIH NRSA Medical Resident - Graduate Program
9555 Medical Fellow
9554 Medical Fellow - Graduate Program
9568 NIH NRSA Medical Fellow
9569 NIH NRSA Medical Fellow - Graduate Program

School of Dentistry Residents & Fellows

Required enrollment for School of Dentistry residents and fellows (job codes 9552 and 9553).

Health Plan Highlights

Blue Cross and Blue Shield of Minnesota (Blue Cross) provides the health plan network and claims administration services for your health plan. 

You will have a choice of one of two plans: Basic or Basic Plus.

You are required to enroll in one of the two plans for at least single coverage, or provide documentation of other comparable health insurance to the Office of Student Health Benefits. If you have other health insurance, you must complete a waiver form (pdf) and provide a certificate of coverage from your health insurance provider. Approved waivers are valid for two years. 

The health plans do not have a pre-existing condition clause, meaning you and your eligible dependents will have coverage for any medical condition as soon as your coverage becomes effective.

For more information, visit the Blue Cross website or call 651-662-5004 or toll free at 1-800-262-0819, Monday through Friday, 7am – 8pm.

Note: Coverage for residents and fellows continuing residencies or fellowships will remain at the same level of benefits elected for the 2020-2021 plan year unless an enrollment/change form is submitted by June 15, 2021.

Health Plan Information
Enrollment, Change & Waive Forms
Health Plan Rates

Rates are effective July 1, 2022 through June 30, 2023. 

Cost of Health Plan to Resident/Fellow per Month

Basic Option

Basic Plus Option

Resident/Fellow Only

$45.42

$113.61

Resident/Fellow + Spouse

$310.11

$585.45

Resident/Fellow + Child

$237.22

$446.81

Resident/Fellow + Children (2 or more children)

$355.56     $673.18

Resident/Fellow + Family (spouse + 1 or more children)

$425.16     $827.39
 
Billing

The cost of your health coverage is billed to your student account, and is divided up as follows:

  1. Your summer account will be billed for two months of coverage (July and August).
  2. Your fall account will be billed for five months of coverage (September through January).
  3. Your spring account will be billed for five months of coverage (February through June). 
Blue Cross Online Portal

The online member portal offers one-stop convenience for all your health plan information, allowing you to:

  • View your member ID card or order a replacement
  • View claims and plan information
  • Search for a network doctor, clinic, or hospital by selecting the "Blue Cross AWARE" network
  • Find estimated costs for common medical procedures
  • Read and write patient reviews on medical providers
Member ID Mobile App

Access important health plan information wherever and whenever you want with the BlueCrossMN Mobile app. You’ll have convenient, on-the-go access to claim status, your member ID card, a search tool to find in-network care and more, including other health resources like Sharecare. Search for “BlueCrossMN Mobile” in your app store.

College of Veterinary Medicine Residents & Interns

Required enrollment for College of Veterinary Medicine residents and interns (job codes 9541, 9548, and 9549). 

Health Plan Highlights

Blue Cross and Blue Shield of Minnesota (Blue Cross) provides the health plan network and claims administration services for your health plan. 

You will have a choice of one of two plans: Basic or Basic Plus.

You are required to enroll in one of the two plans for at least single coverage, or provide documentation of other comparable health insurance to the Office of Student Health Benefits. If you have other health insurance, you must complete a waiver form (pdf) and provide a certificate of coverage from your health insurance provider. Approved waivers are valid for two years. 

The health plans do not have a pre-existing condition clause, meaning you and your eligible dependents will have coverage for any medical condition as soon as your coverage becomes effective.

For more information, visit the Blue Cross website or call 651-662-5004 or toll free at 1-800-262-0819, Monday through Friday, 7am – 8pm.

Note: Coverage for residents and fellows continuing residencies or internships will remain at the same level of benefits elected for the 2020-2021 plan year unless an enrollment/change form is submitted by June 15, 2021.

Health Plan Information
Enrollment, Change & Waive Forms
Health Plan Rates

Rates are effective July 1, 2022 through June 30, 2023. 

 Cost of Health Plan to Resident/Intern per Pay Period

Basic Option

Basic Plus Option

Resident/Intern Only

$20.96

$52.44

Resident/Intern + Spouse

$143.13

$270.67

Resident/Intern + Child

$109.49

$206.22

Resident/Intern + Children (2 or more children)

$164.10     $310.70

Resident/Intern + Family (spouse + 1 or more children)

$196.23     $381.87

 

The rates for medical coverage for residents and interns in job codes 9541, 9548, and 9549 are automatically deducted on a pre-tax basis.

Blue Cross Online Portal

The online member portal offers one-stop convenience for all your health plan information, allowing you to:

  • View your member ID card or order a replacement
  • View claims and plan information
  • Search for a network doctor, clinic or hospital, by selecting the "Blue Cross AWARE" network
  • Find estimated costs for common medical procedures
  • Read and write patient reviews on medical providers
Member ID Mobile App

Access important health plan information wherever and whenever you want with the BlueCrossMN Mobile app. You’ll have convenient, on-the-go access to claim status, your member ID card, a search tool to find in-network care and more, including other health resources like Sharecare. Search for “BlueCrossMN Mobile” in your app store.