The Student Health Benefit Plan (SHBP) is a cost-effective, comprehensive health plan designed to meet the unique needs of students.
Health plan network and claims administration services for the SHBP are provided by Blue Cross and Blue Shield of Minnesota (Blue Cross), giving you access to thousands of providers and hospitals in its worldwide network. Find plan details, including the benefit brochures and full benefits summaries here.
Key features of the plan include:
- 100% coverage of essential benefits and 80% coverage of eligible expenses after the deductible
- $250 deductible
- Access to the Blue Cross and Blue Shield of Minnesota worldwide network
- Preventive and periodontal dental benefits for the primary member (student) - additional coverage can be purchased through the Dental Buy-Up Plan. Learn more here.
- Year-round coverage when enrolled in both Fall and Spring semesters
Health Coverage Declaration
Eligible students are automatically enrolled in the University-sponsored Student Health Benefit Plan (SHBP) unless they use the online Health Coverage Declaration to waive coverage. You are eligible to waive enrollment from this plan if you have other health insurance for the entirety of the semester. If you do not appropriately waive the SHBP by September 28, 2023, you will be enrolled and billed the associated premium for the entire semester. Approved waivers are valid for one year.
To waive the Student Health Benefit Plan, you will need:
- the name of your insurance company,
- your member ID number,
- your group number, and
- your payer ID number (if applicable).
This information can be provided online through the deadline in the MyU Student Center.
Completing the University's Health Insurance Requirement
See the steps below to complete the Health Coverage Declaration
- Sign into the MyU Portal (www.myu.umn.edu)
- Click “Key Links” in the upper left corner
- Click “Student Center” from the drop-down menu
- Fill out the Health Coverage Declaration
- Make sure to click “Confirm” on the confirmation page
If the Health Coverage Declaration does not appear in the Student Center click on Communication Center from the right-hand column and then Health Coverage Declaration under pending messages. You can review your choice anytime in the Communication Center.
If you requested to waive the Student Health Benefit Plan, the Communication Center will show the Health Coverage Declaration choice as "declined". If you have not yet completed the declaration, it will show up as "pending".
You cannot complete the Health Coverage Declaration via Parent/Guest Access.
For questions about:
Contact the Office of Student Health Benefits
612-624-0627 or 1-800-232-9017
For questions about:
Contact Blue Cross and Blue Shield of Minnesota
651-662-5004 or 1-866-873-5943
Plan Year Dates & Costs
2023-2024 Coverage Dates
|Spring (includes Summer term)||01/16/2024 – 08/18/2024|
|Summer||05/13/2023 – 08/18/2024|
Dental Plan Coverage Dates
|Spring (includes summer term)||02/01/2024 – 08/31/2024|
The Student Health Benefit Plan (SHBP) is billed on a semester basis.
Fall 2023 and Spring 2024 Semesters
|One child||add $1,870/semester|
|Two or more children||add $2,838/semester|
|Family (Student, Spouse & Two or more children)||$7,049/semester|
Summer Term 2024
|One child||add $953/semester|
|Two or more children||add $1,446/semester|
Students who are: 1) admitted to a degree program; and 2) registered for six or more credits per semester that count towards the automatic assessment of the Student Services Fee; are required by the University of Minnesota to have health insurance. Students who meet both of these criteria are eligible for enrollment in the University-sponsored Student Health Benefit Plan.
*Please be aware that self-requesting the Student Service Fee will not make you eligible for the Student Health Benefit Plan. The Student Service Fee must be automatically assessed based on your registration. *
The following are examples of credits that do not count toward the eligibility for the Student Health Benefit Plan (not an inclusive list, see Student Services Fee for eligible credit information):
- Independent study
- Online and Distance Learning
- Executive MBA (CEMBA)
- Part-time MBA (PTMBA)
If you are using the Regents Scholarship Program or the Senior Citizen Education Program (SCEP), you are not eligible for the Student Health Benefit Plan.
Please contact the Office of Student Health Benefits with questions about eligibility for the Student Health Benefit Plan.
Forms & Brochures
- Student Health Benefit Plan Enrollment & Change Form (pdf)
- Student Information Authorization Release Form (pdf)
- Online Enrollment Form or Dental Buy-Up Plan Enrollment Form (pdf)