2026-2027 Coverage Dates
- The 2026-2027 plan year runs from July 1, 2026 to June 30, 2027
- Open enrollment for medical and dental coverage runs May 1, 2026 to June 15, 2026.
- Open enrollment for Flexible Spending Accounts (FSA) runs from November 1, 2026 to November 30, 2026.
- To make changes to your benefits after you are first eligible or outside of the annual open enrollment period, you must have a change in family or work status.
Residents, Fellows, and Interns Health Benefits
Graduate Medical Education Residents & Fellows
Health Plan Rates
Rates are effective July 1, 2026 through June 30, 2027.
Cost of Health Plan to Resident/Fellow per Pay Period
| Beneficiary Type | Basic Plan Option | Basic Plus Option |
|---|---|---|
| Resident/Fellow Only | $32.41 | $81.08 |
| Resident/Fellow + Spouse | $206.33 | $389.97 |
| Resident/Fellow + Child | $156.46 | $292.22 |
| Resident/Fellow + Children (2+ children) | $238.72 | $450.49 |
| Resident/Fellow + Family (spouse + 1 or more children) | $293.87 | $569.12 |
The rates for health coverage for residents and fellows in the following job codes are automatically deducted on a pre-tax basis:
- 9554: Medical Fellow - Graduate Program
- 9555: Medical Fellow
- 9556: Medical Resident
- 9559: Medical Resident - Graduate Program
The rates for health coverage for residents and fellows in the following job codes are automatically deducted on a post-tax basis:
- 9568: NIH NRSA Medical Fellow
- 9569: NIH NRSA Medical Fellow - Graduate Program
- 9582: NIH NRSA Medical Resident
- 9583: NIH NRSA Medical Resident - Graduate Program
School of Dentistry Residents & Fellows
Health Plan Rates
Rates are effective July 1, 2025 through June 30, 2026.
Cost of Health Plan to Resident/Fellow per Month
| Beneficiary Type | Basic Plan Option | Basic Plus Option |
|---|---|---|
| Resident/Fellow Only | $70.22 | $175.67 |
| Resident/Fellow + Spouse | $447.05 | $844.93 |
| Resident/Fellow + Child | $339.00 | $633.14 |
| Resident/Fellow + Children (2+ children) | $517.22 | $976.06 |
| Resident/Fellow + Family (spouse + 1 or more children) | $636.71 | $1,233.10 |
Billing
The cost of your health coverage is billed to your student account and is divided up as follows:
- Your summer account will be billed for two months of coverage (July and August).
- Your fall account will be billed for five months of coverage (September through January).
- Your spring account will be billed for five months of coverage (February through June).
College of Veterinary Medicine Residents & Interns
Health Plan Rates
Rates are effective July 1, 2026 through June 30, 2027.
Cost of Health Plan to Resident/Intern per Pay Period
| Beneficiary Type | Basic Plan Option | Basic Plus Option |
|---|---|---|
| Resident/Fellow Only | $32.41 | $81.08 |
| Resident/Fellow + Spouse | $206.33 | $389.97 |
| Resident/Fellow + Child | $156.46 | $292.22 |
| Resident/Fellow + Children (2+ children) | $238.72 | $450.49 |
| Resident/Fellow + Family (spouse + 1 or more children) | $293.87 | $569.12 |
The rates for medical coverage for residents and interns in the following job codes are automatically deducted on a pre-tax basis:
- 9541: Veterinary Intern
- 9548: Veterinary Medical Resident
- 9549: Veterinary Resident - Graduate Program