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Looking for affordable and comprehensive health coverage? Consider the University-sponsored Student Health Benefit Plan (SHBP). When compared to the individual marketplace, the SHBP has a lower premium cost and no deductible – something you can’t find on individual plans!
Basic Plan Information
- 100% coverage of essential benefits as outlined in the Affordable Care Act
- No deductible - something you can’t find on individual plans in the marketplace
- 80% coverage of eligible expenses
- Access to the Blue Cross and Blue Shield worldwide network
- Preventive and periodontal dental benefits through Delta Dental - additional coverage can be purchased through the Dental Buy-Up Plan
- Year-round coverage
View the 2017-2018 SHBP enrollment brochure.
Check your campus’ full benefit summary for detailed benefit information:
You have many options for health coverage in addition to the SHBP, to find health coverage on the individual marketplace, visit HealthCare.gov.
Also, depending on your income, family composition and tax filing status, you may be eligible for subsidies. Learn more.
|Fall||08/21/2017 – 01/15/2018|
|Spring (includes Summer term)||01/16/2018 – 8/19/2018|
|Summer||05/14/2018 – 8/19/2018|
Costs for Students
|One child||Add $1,158/semester|
|Two or more children||Add $1,656/semester|
International scholars, please visit the Dates & Cost page for more information.
Students who are: 1) admitted to a degree program; and 2) registered for six or more credits per semester that count towards the automatic assessment of the Student Services Fee; are required by the University of Minnesota to have health plan coverage. Students who meet both of these criteria are eligible for enrollment in the University-sponsored Student Health Benefit Plan. Some credits do not count toward eligibility for the SHBP.
If you take prescription medication, be sure to review our pharmacy formulary to verify your medications are covered.
Need coverage starting January 1? Complete and submit an enrollment form by December 31 to begin coverage January 1, 2018. You will be charged a prorate for beginning coverage on January 1.
The Student Health Benefit Plan includes preventive and periodontal dental benefits through Delta Dental. If you enroll in the SHBP, you will automatically be enrolled in the Preventive/Periodontics Plan. The Preventive/Periodontics Plan includes coverage for cleaning and x-rays, but not for restorative services such as fillings, tooth removal and emergency treatment.